Directors and Executives


 Zaher Z. Hammouda
Chairman & Managing Director

Zaher has over 30 years of Management Experience, the majority of which has been in the banking field. He was Senior Vice President and Regional Director for Citibank’s Cash Management Business in the Middle East Africa Region from 1983 to 1988; and for Asia Pacific from 1988 to 1993. In 1994 Zaher along with a team of senior officers were assigned to negotiate a potential joint venture with a German Bank.
In 1995 he was appointed Senior Vice President and Regional Director for Central, Eastern and Western Europe; working for one of the divisions of Citibank’s Credit Card Business. Zaher was specifically selected in 1997 for a special assignment in New York working for the Chairman of the bank. In 1998 he was appointed as the Middle East & South Asia Division’s Marketing Head for the Corporate Bank; and Quality Director.
Zaher took early retirement in 1999, and started his unique consulting business under the name “Impact”. He is the Chairman of CSC International Ltd., a Management Consulting Company in Jersey (the Channel Islands) with operations across Asia Pacific.  Zaher speaks English, Arabic.

Alwaleed Kamal
Partner and Senior Consultant

Alwaleed held numerous senior managerial positions in the areas of Treasury, Investment Banking and Cash Management. Prior to joining Impact in 2003, Alwaleed was the Assistant General Manager of “BMB Investment Bank”. In addition to be being a member of the senior management team, he was responsible for the bank’s Investor Sales and Marketing business. Prior to joining BMB Investment Bank, he was the Vice President and Head of the Regional Treasury Marketing Unit at Citibank’s Middle-East regional offices in Bahrain.
Between 1985 and 1992 Alwaleed held various positions within Citibank’s Cash Management Business in the Gulf Region. Alwaleed is a computer science graduate from the Computer Institute of Canada, has completed the Executive Development Program at the Darden Graduate School of Business Administration – University of Virginia, and holds an MBA from UK. Alwaleed is a member of the board of directors of BMB Investment Bank –Bahrain.

Shahid Afzal
Partner and Senior Consultant

Shahid is a Computer Science graduate from the London University and has over 25 year experience in a variety of positions within Citigroup. Prior to joining Impact he held the position of Assistant General Manager at SAMBA Financial Group (formally known as Saudi American Bank) and was a member of the Senior Management Team.
He was responsible for the bank’s Strategic Planning, Product Cross Marketing, Innovation, Business Continuity and Communication. Between 1998 and 2000, Shahid lead the Quality Journey at SAMBA and the “Y2K” conversion and governance.
In his early years at SAMBA, he managed the deployment of key IT activities such as the Carnegie-Mellon Software Engineering Institute Capability Maturity Model, and was credited with the development of “Software Quality Assurance”, “Information Security”, “Helpdesk Operation” and “Contingency planning”. Prior to joining SAMBA Shahid was the Vice President and Director of Technology Banking Solution Implementations at Citibank Europe, Middle East and Africa Region.

Oksana Konyshevska
General Manager

With over 15 years of business experience specializing in the property market and the retail industry, Oksana has built up an outstanding knowledge of the Bahrain property market and has developed excellent working relationships with clients, developers and owners.
She has successfully managed the sale of a number of large-scale commercial and residential projects, and is also keenly sought by clients to provide consultancy advice regarding real estate matters.
Prior to joining Impact Estate, Oksana worked in a number of disciplines including research consultant for one of the leading market research companies in Bahrain, managed a Travel Agency and also worked as a sales consultant for a large retail chain. In her home country Oksana ran a highly successful import business.
She is an economic graduate from the University of Economics in Ukraine, and has attended various courses on sales, marketing, creativity and innovation.
Oksana speaks English, Russian, Ukrainian.

Yana Lakizina
Marketing Director

Yana has over 10 years experience in sales and marketing including promotion and public relations. Born in St. Petersburg Russia, she was a managing partner of PRIME Ltd, one of the leading marketing, PR and publishing agency based in Russia.
During her time with PRIME she was in charge of developing and managing various accounts, negotiating with business partners and attracting advertisers.
Prior to this she worked at the five star hotel – Grand Hotel Europe in St. Petersburg for over 7 years as Communications & Promotions Manager and was in charge of planning and executing advertising campaigns, organizing promotions and public relations events.
Yana has a Major in Economics and has attended various marketing and advertising training courses. She speaks English, Russian, French.

Dominic Savio Fernandes
Head of Property Management Department

Savio is a result driven professional with over 17 years of experience in marketing and sales, out of which 14 years in the Real Estate and Property Development, Business Development & Commercial Operations.
At Impact Estate Savio undertakes the day-to-day management of the properties including maintenance and administration.
Savio speaks English and Hindi.